What is a torrid credit card?
The torrid credit card is very useful if anyone wants to save a little cash on plus-size purchases. It doesn’t attract annual fees and cardholders. It also helps in enjoying ongoing 5% discounts on purchases. Then it’s starting downhill from here. The extra fees and lofty APR will help you look somewhere else for a store-branded credit card. Many of the store cards don’t offer many prizes and it is only good and best for the special offer and occasional coupon.
Highlights of the torrid credit card
- 5% off on the torrid credit card
- No annual fees. Users even get rewards for the purchases but they don’t have to pay the fees for the privilege.
- Welcome offer is 40% off on the first online Torrid card purchase and a $15 coupon for the remaining purchases of $50 or more. There is 40% off on new customers and it may be able to get without getting the card
- There is no need to have a high score. The odds of getting approved are a good credit score that get exceeded to 640.
- Cardholders will be getting instant access to promotions, discounts, giveaways, and in-store events.
Advantages of torrid credit card
- The welcome offer is 40% off on the first online Torrid card purchase and a $15 coupon for the remaining purchases of $50 or more. There is 40% off on new customers and it may be able to get without getting the card. This discount code has to be used only when the card gets approved.
- 5% off on the torrid credit card but this discount is used together with the 40% off on the sign-up offer. It is not able to be combined with the mailer, catalog, promotions and box stuffer codes.
- Cardholders can get access to exclusive offers and sales not available to non-cardholders.
- Account activity is reported to the credit bureaus. Users can improve their credit by on-time payments and by making regular payments.
- There is an uncomplicated store loyalty program. The program now has 3 tiers that are insider, VIP, and loyalist. How much you will be spending will determine the tier you are placed in. Members now receive many rewards for every birthday gift and other 250 points.
- There are many ways to collect the additional points such as sharing the product review online, clicking the store’s marketing emails and posting the Insta photo, and linking Insta account to the Torrid rewards accounts.
Who should get the torrid credit card?
If any user wants to get 5% discount on all the access to the exclusive deals and purchases, get the torrid card. But if the users carry the balance the high APR on the card will get the advantages. Shoppers without the card can enjoy the advantages of the Torrid rewards and you can have the free torrid rewards account. Users can also get their hands on many store deals. Get one deal, 25% off on the selected styles and 50% off on the clearance items and more.
The Torrid card is only used for store purchases. If you are not a good shopper at Torrid then make sure to have the general credit card as the rewards.
5 things to know about torrid credit card
Below are the 5 things to know about torrid credit card and if you are carrying a balance the ARP should help you shopping for a new card:
1. Users have to join the Torrid reward program, but they don’t earn torrid rewards.
2. The sign up offer is also generous
3. If offers the ongoing 5% discount on torrid purchases
4. The card is only used at Torrid.
5. Users won’t want to carry a balance and you would be better off looking for the 0% intro APR credit card offers.
Conclusion
There are many ways to collect the additional points such as sharing the product review online, clicking the store’s marketing emails and posting the insta photo and linking insta account to the Torrid rewards accounts. The Torrid card is only used for store purchases. If you are not a good shopper at Torrid then make sure to have the general credit card as the rewards.
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